Running a business is both exciting and challenging, but unexpected events can quickly disrupt your plans. At L M Insurance & Financial Services LLC, we proudly provide various insurance products, including commercial insurance, to the greater Bronx, NY area. We understand the significance of protecting your business. Here’s a review of crucial commercial insurance products offering peace of mind and financial security.

General Liability Insurance

General liability insurance is pivotal for any business. It deals with legal expenses and potential damages if your business is liable for causing injury or damaging property. Whether a customer has an accident on your premises or a product causes harm, this insurance can prevent financial upheaval.

Property Insurance

Your business’s physical assets are vital to its operations. Property insurance protects your infrastructure, equipment, and inventory from risks like theft, fire, and natural disasters. Without this coverage, replacing damaged items or repairing premises might be overwhelming.

Workers’ Compensation Insurance

Your employees significantly contribute to your business’s success. Workers’ compensation insurance benefits employees affected by work-related illnesses or injuries. It includes coverage for medical bills, rehabilitation costs, and lost wages. Furthermore, it helps protect your business from potential legal liabilities.

Business Interruption Insurance

Sometimes, the aftermath of an incident can inflict more damage than the event itself. Business interruption insurance compensates for income loss if a covered event disrupts your operations. This coverage helps you keep up with expenses like bills and payroll while you recover.

Secure your business from unexpected situations with comprehensive commercial insurance. Contact L M Insurance & Financial Services LLC, serving the greater Bronx, NY area. Learn more about how we can help secure your business’s future today.